Savings target calculator
See the monthly amount implied by a target, the amount already saved and the number of months available.
Tools
Use the numbers to make the idea clearer.
MzansiMali tools are educational illustrations. The calculations stay in your browser and are not personal financial advice.
21 practical tools
Start with the money decision in front of you.
Use your own numbers, see the trade-offs, then leave with a clear next step. No account, email address or sales call is required.
Your figures stay on this device. Calculations happen in your browser and are cleared when you refresh or leave.
Everyday money
Money Survival Planner
See whether the household reaches the next payday, then compare normal and lean-income scenarios.
Open toolDebt & credit
Debt Freedom Planner
Compare avalanche and snowball payoff paths without a lender or debt-review sales funnel.
Open toolHelp & rights
Rights & Recovery Router
Find the correct official route for grants, UIF, credit records, scams, complaints and unclaimed benefits.
Open toolBig decisions
True Cost of a Car
Count finance, fuel, insurance, maintenance and balloon risk—not only the advertised instalment.
Open toolLife changes
Job-Loss Survival Planner
Turn confirmed cash and essential costs into a runway plan, with current official UIF routes.
Open toolWork & income
Paycheque Translator
Estimate 2026/27 PAYE and UIF, check payslip arithmetic and understand take-home pay.
Open toolWork & income
Side-Hustle Cockpit
Test pricing, break-even sales, tax reserves and real hourly earnings.
Open toolEveryday money
Electricity Cost Planner
Use the tariff on your bill to estimate appliance usage, units and monthly cost.
Open toolFamily money
Family Support Boundary Planner
Compare family support with your own essentials, debt commitments and chosen buffer.
Open toolRetirement
Two-Pot Withdrawal Impact
Estimate cash after marginal tax and see the possible future value given up.
Open toolMoney safety
Gambling Reality Check
See the true cash result of deposits, withdrawals and fees, with confidential help routes.
Open toolDebt & credit
BNPL & Subscription Check
Bring future instalments, subscriptions and fees into one pay-cycle view.
Open toolBig decisions
True Cost of a Home
Stress-test the bond plus levies, rates, insurance, maintenance and upfront cash.
Open toolFamily money
Estate Readiness & Liquidity
Estimate the cash gap after death and build a practical family-readiness checklist.
Open toolProtection
Insurance Shortfall Explorer
Compare cover, excess, loss and emergency cash without recommending a product.
Open toolProtection
Medical Cost & PMB Navigator
Estimate a known treatment shortfall and prepare the right pre-authorisation questions.
Open toolFamily money
Education Funding Runway
Project study costs, savings and the monthly funding gap using your assumptions.
Open toolCommunity money
Stokvel Health Check
Reconcile expected contributions, costs, arrears and member shares with a governance checklist.
Open toolProtection
Family Protection Gap
Turn debts, immediate costs and temporary family support into a discussion estimate.
Open toolSaving & planning
Goal Trade-Off Planner
Compare deadlines and monthly funding needs across three goals without product recommendations.
Open toolBig decisions
City Cost-of-Living Compare
Compare two user-entered household budgets and the break-even time for a move.
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